Overview
Iron Bridge Lending is a regional hard money lender with growing Midwest coverage.
Iron Bridge Lending is based in Lake Oswego, OR and was founded in 2009. They operate in Western & Midwest and offer fix-and-flip, bridge, new-construction financing. Their loan amount range runs from $75K to $3.0M.
Key terms at a glance
| Loan type | Hard money / non-QM institutional |
|---|---|
| Products | fix-and-flip, bridge, new-construction |
| Geographic coverage | Western & Midwest |
| Loan size | $75K – $3.0M |
| Interest rate range | 9.5% – 12% |
| Origination points | 1.5 – 3 |
| Max LTV | 75% of ARV |
| Max LTC | 85% of cost |
| Term lengths | 12 months |
| Typical close time | 7-14 days typical |
Strengths
- experienced underwriting
- investor-focused
Ideal borrower
Experienced investor with funded-deals history
How Iron Bridge Lending compares for Chicago investors
For Chicago metro investors specifically, Iron Bridge Lending covers Chicago as part of a broader regional footprint. As an institutional non-QM lender, their underwriting is templated and predictable — fast for experienced borrowers, less flexible for non-standard deals.
Common alternatives in Chicago
- Renovo Financial — Chicago-based, deepest local knowledge
- Kiavi — Tech-forward national leader
- Lima One Capital — Broad product suite, BRRRR-friendly
- Easy Street Capital — STR-DSCR specialist
Iron Bridge Lending FAQ
Depends on coverage area — Iron Bridge Lending is based in Lake Oswego, OR and serves Western & Midwest.
Iron Bridge Lending's indicative rate range is 9.5%–12% with 1.5–3 points. Pricing depends primarily on funded-deals history, deal leverage, and exit certainty.
Iron Bridge Lending's typical minimum loan is $75K, with maximum loan size up to $3.0M.
Iron Bridge Lending's typical close timeline is 7-14 days typical. Fast-close depends on documentation quality, title clarity, and underwriting load.
Iron Bridge Lending offers fix-and-flip, bridge, new-construction financing.
Experienced investor with funded-deals history
This review is an independent directory listing. Hard Money Chicago is not affiliated with Iron Bridge Lending. Rates, terms, and eligibility are determined by the lender and subject to change. Always verify current pricing directly with the lender before relying on any specifics.