DSCR Loans by Metro

DSCR rental financing coverage for 249 US investor metros.

South

30A / Watercolor, FL

Median ARV $1.3M · low DSCR

Florida 30A premium beach STR…

Amarillo, TX

Median ARV $195K · high DSCR

Texas Panhandle metro…

Arlington, TX

Median ARV $305K · high DSCR

DFW core city with sports anchor…

Asheville, NC

Median ARV $445K · medium DSCR

Mountain NC tourism metro with STR demand…

Athens, GA

Median ARV $295K · medium DSCR

University of Georgia metro…

Atlanta, GA

Median ARV $365K · medium DSCR

Top Sunbelt growth metro; strong investor activity across SFR and STR…

Auburn-Opelika, AL

Median ARV $285K · medium DSCR

Auburn University metro…

Augusta, GA

Median ARV $215K · high DSCR

Georgia/South Carolina border metro…

Austin, TX

Median ARV $525K · medium DSCR

Tech-anchored Sunbelt metro with strong appreciation…

Baton Rouge, LA

Median ARV $245K · high DSCR

Louisiana capital metro with strong cash flow…

Beaumont-Port Arthur, TX

Median ARV $175K · high DSCR

East Texas Gulf Coast metro…

Birmingham, AL

Median ARV $225K · high DSCR

Alabama cash flow metro with low entry prices…

Bowling Green, KY

Median ARV $225K · high DSCR

Kentucky university metro…

Cape Coral, FL

Median ARV $425K · medium DSCR

Southwest Florida canal-network metro…

Cedar Park, TX

Median ARV $445K · medium DSCR

Austin northwest suburb…

Charleston, SC

Median ARV $525K · medium DSCR

South Carolina coastal premium metro…

Charleston, WV

Median ARV $145K · high DSCR

WV capital deep cash flow metro…

Charlotte, NC

Median ARV $405K · medium DSCR

Top growth Sunbelt metro; strong SFR investor activity…

Charlottesville, VA

Median ARV $425K · medium DSCR

UVa university metro…

Chattanooga, TN

Median ARV $285K · medium DSCR

Tennessee/Georgia border metro…

Clarksville, TN

Median ARV $285K · medium DSCR

TN/KY border military metro…

College Station, TX

Median ARV $295K · medium DSCR

Texas A&M university metro…

Columbia, SC

Median ARV $245K · high DSCR

South Carolina capital with strong DSCR economics…

Columbus, GA

Median ARV $175K · high DSCR

Georgia border cash flow metro…

Corpus Christi, TX

Median ARV $235K · high DSCR

Texas Gulf Coast metro with STR potential…

Crestview, FL

Median ARV $305K · high DSCR

Florida panhandle inland metro…

Cypress, TX

Median ARV $365K · high DSCR

Northwest Houston suburb…

Dallas-Fort Worth, TX

Median ARV $405K · medium DSCR

Major Sunbelt growth metro with strong investor activity and broad property type mix…

Davenport, FL

Median ARV $425K · high DSCR

Orlando STR vacation rental hub…

Daytona Beach, FL

Median ARV $305K · high DSCR

Florida east coast tourism metro…

Denton, TX

Median ARV $365K · medium DSCR

North DFW university metro…

Destin-Fort Walton Beach, FL

Median ARV $485K · medium DSCR

Florida emerald coast STR premium…

El Paso, TX

Median ARV $215K · high DSCR

Border Texas metro with strong cash flow…

Fayetteville, AR

Median ARV $295K · medium DSCR

Northwest Arkansas Walmart-anchored growth…

Fayetteville, NC

Median ARV $215K · high DSCR

NC military metro (Fort Bragg/Liberty)…

Fort Lauderdale, FL

Median ARV $475K · medium DSCR

Broward County premium metro…

Fort Myers, FL

Median ARV $425K · medium DSCR

Southwest Florida metro with STR and retirement…

Fort Worth, TX

Median ARV $305K · high DSCR

Texas Fort Worth metro…

Frisco, TX

Median ARV $615K · low DSCR

North Dallas premium growth suburb…

Gainesville, FL

Median ARV $285K · medium DSCR

University of Florida metro…

Gainesville, GA

Median ARV $365K · medium DSCR

North Georgia growth metro…

Galveston, TX

Median ARV $305K · high DSCR

Texas Gulf Coast STR destination…

Garland, TX

Median ARV $295K · high DSCR

NE Dallas cash flow suburb…

Greensboro-High Point, NC

Median ARV $245K · high DSCR

Triad NC metro…

Greenville, SC

Median ARV $295K · high DSCR

Upstate SC growth metro…

Gulf Shores-Orange Beach, AL

Median ARV $525K · medium DSCR

Alabama Gulf Coast STR destination…

Gulfport-Biloxi, MS

Median ARV $215K · high DSCR

Mississippi Gulf Coast STR…

Hickory, NC

Median ARV $215K · high DSCR

NC Foothills metro…

Hilton Head Island, SC

Median ARV $495K · medium DSCR

SC resort island STR market…

Houston, TX

Median ARV $295K · high DSCR

No zoning, deep investor inventory, strong DSCR cash flow markets…

Humble, TX

Median ARV $285K · high DSCR

Northeast Houston suburb…

Huntsville, AL

Median ARV $295K · high DSCR

Alabama high-growth tech metro…

Irving, TX

Median ARV $355K · medium DSCR

DFW corporate-anchored metro…

Jackson, MS

Median ARV $155K · high DSCR

Mississippi capital cash flow metro…

Jacksonville, FL

Median ARV $335K · high DSCR

Florida Sunbelt metro with strong DSCR economics…

Katy, TX

Median ARV $365K · medium DSCR

West Houston growth suburb…

Killeen-Temple, TX

Median ARV $215K · high DSCR

Central Texas military metro…

Kissimmee, FL

Median ARV $365K · high DSCR

Orlando STR submarket…

Knoxville, TN

Median ARV $325K · medium DSCR

East Tennessee metro near Smokies STR market…

Lakeland, FL

Median ARV $305K · high DSCR

Central Florida growth metro…

Lakeway, TX

Median ARV $695K · low DSCR

Lake Travis Austin suburb STR…

Laredo, TX

Median ARV $195K · high DSCR

Border Texas metro…

Lehigh Acres, FL

Median ARV $295K · high DSCR

Southwest Florida growth submarket…

Lexington, KY

Median ARV $285K · medium DSCR

Kentucky horse country metro…

Little Rock, AR

Median ARV $205K · high DSCR

Arkansas capital cash flow metro…

Longview, TX

Median ARV $195K · high DSCR

East Texas metro…

Louisville, KY

Median ARV $235K · high DSCR

Strong cash flow South metro with low entry prices…

Lubbock, TX

Median ARV $215K · high DSCR

West Texas Tech-anchored metro…

Lynchburg, VA

Median ARV $245K · medium DSCR

Virginia Liberty University metro…

Macon, GA

Median ARV $175K · high DSCR

Central Georgia cash flow metro…

McAllen, TX

Median ARV $195K · high DSCR

Rio Grande Valley border metro with strong cash flow…

McKinney, TX

Median ARV $525K · low DSCR

North Dallas growth suburb…

Memphis, TN

Median ARV $185K · high DSCR

Deepest cash flow Sunbelt metro…

Mesquite, TX

Median ARV $265K · high DSCR

East Dallas cash flow suburb…

Miami, FL

Median ARV $555K · medium DSCR

Premium South Florida metro with strong STR demand and FN investor activity…

Midland-Odessa, TX

Median ARV $295K · high DSCR

Permian Basin oil metro…

Mobile, AL

Median ARV $175K · high DSCR

Alabama Gulf Coast metro with strong cash flow…

Montgomery, AL

Median ARV $175K · high DSCR

Alabama capital cash flow metro…

Morgantown, WV

Median ARV $235K · high DSCR

West Virginia University metro…

Myrtle Beach, SC

Median ARV $305K · high DSCR

Grand Strand SC STR destination…

Naples, FL

Median ARV $745K · low DSCR

Premium Southwest Florida retirement metro…

Nashville, TN

Median ARV $445K · medium DSCR

Top Sunbelt growth metro with strong STR market…

New Orleans, LA

Median ARV $285K · high DSCR

Historic Gulf Coast metro with STR and SFR investor activity…

Ocala, FL

Median ARV $265K · high DSCR

North Central Florida horse country…

Oklahoma City, OK

Median ARV $235K · high DSCR

Affordable South metro with strong cash flow…

Orlando, FL

Median ARV $395K · medium DSCR

Theme park-anchored STR market with strong SFR investor activity…

Outer Banks, NC

Median ARV $645K · medium DSCR

NC coastal premium STR destination…

Palm Bay-Melbourne, FL

Median ARV $335K · medium DSCR

Florida Space Coast metro…

Palm Coast, FL

Median ARV $355K · high DSCR

Florida east coast growth metro…

Panama City, FL

Median ARV $305K · high DSCR

Florida panhandle beach metro…

Pearland, TX

Median ARV $365K · medium DSCR

South Houston suburb…

Pensacola, FL

Median ARV $295K · high DSCR

Florida panhandle metro with military and STR…

Pflugerville, TX

Median ARV $395K · medium DSCR

Austin growth suburb…

Pigeon Forge-Sevierville, TN

Median ARV $395K · high DSCR

Smoky Mountains STR destination…

Plano, TX

Median ARV $495K · low DSCR

North Dallas premium suburb…

Port St. Lucie, FL

Median ARV $365K · medium DSCR

Florida east coast growth metro…

Punta Gorda, FL

Median ARV $365K · medium DSCR

Southwest Florida retirement metro…

Raleigh-Durham, NC

Median ARV $425K · medium DSCR

Research Triangle metro with strong job growth…

Reunion, FL

Median ARV $565K · medium DSCR

Orlando premium STR community…

Richmond, VA

Median ARV $345K · medium DSCR

Virginia capital metro with steady investor activity…

Roanoke, VA

Median ARV $215K · high DSCR

Southwest Virginia metro…

Rock Hill, SC

Median ARV $285K · high DSCR

Charlotte spillover SC metro…

Round Rock, TX

Median ARV $395K · medium DSCR

Austin north suburb…

San Antonio, TX

Median ARV $285K · high DSCR

Affordable Texas metro with strong DSCR math…

Sarasota, FL

Median ARV $525K · medium DSCR

Florida Gulf Coast retirement/STR metro…

Savannah, GA

Median ARV $295K · medium DSCR

Georgia coastal metro with historic STR…

Sherman-Denison, TX

Median ARV $245K · medium DSCR

North Texas growth metro…

Shreveport, LA

Median ARV $175K · high DSCR

Louisiana cash flow metro…

South Padre Island, TX

Median ARV $425K · medium DSCR

Texas Gulf Coast premium STR…

Spartanburg, SC

Median ARV $215K · high DSCR

Upstate SC manufacturing metro…

Spring, TX

Median ARV $305K · high DSCR

North Houston suburb…

St. Augustine, FL

Median ARV $425K · medium DSCR

Historic Florida STR destination…

Sugar Land, TX

Median ARV $425K · medium DSCR

Southwest Houston premium suburb…

Tallahassee, FL

Median ARV $255K · high DSCR

Florida capital with university and government…

Tampa-St. Petersburg, FL

Median ARV $395K · high DSCR

Top Sunbelt growth metro with strong investor and STR activity…

Tulsa, OK

Median ARV $215K · high DSCR

Oklahoma cash flow metro…

Tuscaloosa, AL

Median ARV $215K · high DSCR

University of Alabama metro…

Tyler, TX

Median ARV $235K · high DSCR

East Texas metro…

Virginia Beach-Norfolk, VA

Median ARV $325K · medium DSCR

Hampton Roads coastal metro with military and STR demand…

Waco, TX

Median ARV $235K · high DSCR

Central Texas metro with Magnolia/Gaines effect…

West Palm Beach, FL

Median ARV $485K · medium DSCR

Palm Beach County metro…

Wichita Falls, TX

Median ARV $145K · high DSCR

Texas cash flow metro…

Wilmington, NC

Median ARV $415K · medium DSCR

NC coastal metro with STR…

Winston-Salem, NC

Median ARV $225K · high DSCR

Piedmont NC metro…

West

Albuquerque, NM

Median ARV $305K · medium DSCR

New Mexico metro with steady investor activity…

Anchorage, AK

Median ARV $365K · medium DSCR

Alaska largest metro…

Bakersfield, CA

Median ARV $365K · medium DSCR

Central Valley CA metro with affordable entry…

Bellingham, WA

Median ARV $575K · low DSCR

Pacific Northwest border metro…

Big Bear Lake, CA

Median ARV $525K · medium DSCR

SoCal mountain STR destination…

Billings, MT

Median ARV $345K · medium DSCR

Montana largest metro…

Boise, ID

Median ARV $495K · low DSCR

Idaho high-growth mountain metro…

Bozeman, MT

Median ARV $695K · low DSCR

Montana resort growth metro…

Breckenridge, CO

Median ARV $1.4M · low DSCR

Colorado premium ski STR…

Chandler, AZ

Median ARV $565K · low DSCR

Phoenix tech suburb…

Cheyenne, WY

Median ARV $305K · medium DSCR

Wyoming capital metro…

Coeur d'Alene, ID

Median ARV $545K · low DSCR

Northern Idaho resort metro…

Colorado Springs, CO

Median ARV $465K · medium DSCR

Colorado military metro with STR potential…

Denver, CO

Median ARV $585K · medium DSCR

Rocky Mountain growth metro; SFR investor activity strong…

Eugene, OR

Median ARV $425K · low DSCR

Oregon university metro (UO)…

Fort Collins, CO

Median ARV $535K · low DSCR

Northern Colorado university metro…

Fresno, CA

Median ARV $395K · medium DSCR

Central Valley CA metro; better DSCR than coastal CA…

Gilbert, AZ

Median ARV $575K · low DSCR

Phoenix east premium suburb…

Glendale, AZ

Median ARV $415K · medium DSCR

Phoenix west suburb…

Honolulu, HI

Median ARV $875K · low DSCR

Hawaii largest metro…

Idaho Falls, ID

Median ARV $365K · medium DSCR

Eastern Idaho metro…

Jackson, WY

Median ARV $1.3M · low DSCR

Wyoming ultra-premium resort metro…

Joshua Tree, CA

Median ARV $425K · medium DSCR

California high desert STR…

Lake Arrowhead, CA

Median ARV $565K · medium DSCR

SoCal mountain lake STR…

Lancaster-Palmdale, CA

Median ARV $425K · medium DSCR

Antelope Valley CA metro…

Las Vegas, NV

Median ARV $425K · medium DSCR

Sunbelt growth metro; strong investor activity and STR demand…

Los Angeles, CA

Median ARV $945K · low DSCR

Premium West Coast metro; DSCR rarely cash flows on conventional structures…

Medford, OR

Median ARV $425K · low DSCR

Southern Oregon metro…

Mesa, AZ

Median ARV $435K · medium DSCR

Phoenix east large suburb…

Missoula, MT

Median ARV $525K · low DSCR

University of Montana metro…

Modesto, CA

Median ARV $445K · medium DSCR

Central Valley CA metro…

Ogden, UT

Median ARV $465K · medium DSCR

Northern Utah metro…

Olympia, WA

Median ARV $475K · low DSCR

Washington capital metro…

Oxnard-Thousand Oaks, CA

Median ARV $765K · low DSCR

Ventura County CA metro…

Palm Springs, CA

Median ARV $725K · low DSCR

California desert STR destination…

Park City, UT

Median ARV $1.5M · low DSCR

Utah premium ski STR…

Peoria, AZ

Median ARV $495K · low DSCR

Phoenix northwest growth suburb…

Phoenix, AZ

Median ARV $445K · medium DSCR

Sunbelt growth metro; strong STR and SFR investor activity…

Portland, OR

Median ARV $545K · low DSCR

Pacific Northwest metro; thin DSCR cash flow with rent control…

Provo-Orem, UT

Median ARV $525K · low DSCR

Utah BYU university and tech metro…

Reno, NV

Median ARV $565K · low DSCR

Northern Nevada growth metro…

Riverside-San Bernardino, CA

Median ARV $545K · medium DSCR

Inland Empire metro with better DSCR math than LA proper…

Sacramento, CA

Median ARV $525K · medium DSCR

California capital; better DSCR math than coastal CA metros…

Salinas, CA

Median ARV $715K · low DSCR

Central Coast CA agriculture metro…

Salt Lake City, UT

Median ARV $555K · low DSCR

Mountain West metro with appreciation focus…

San Diego, CA

Median ARV $845K · low DSCR

Premium West Coast metro; DSCR tight outside of STR…

San Francisco-Oakland, CA

Median ARV $1.1M · low DSCR

Most expensive US metro; DSCR rarely cash flows…

San Jose, CA

Median ARV $1.4M · low DSCR

Most expensive US metro; DSCR essentially does not pencil…

Santa Rosa, CA

Median ARV $745K · low DSCR

Sonoma County wine country metro…

Scottsdale, AZ

Median ARV $825K · low DSCR

Phoenix premium luxury and STR…

Seattle-Tacoma, WA

Median ARV $695K · low DSCR

Tech-anchored West Coast metro; thin cash flow but strong appreciation…

Sedona, AZ

Median ARV $825K · low DSCR

Arizona red rock STR destination…

South Lake Tahoe, CA

Median ARV $685K · low DSCR

Lake Tahoe California side STR…

Spokane, WA

Median ARV $395K · medium DSCR

Eastern Washington metro…

St. George, UT

Median ARV $525K · low DSCR

Southern Utah retirement/STR metro…

Stockton, CA

Median ARV $435K · medium DSCR

Central Valley CA metro near Bay Area…

Tucson, AZ

Median ARV $315K · medium DSCR

Arizona secondary metro with growing investor activity…

Vail, CO

Median ARV $2.3M · low DSCR

Colorado ultra-premium ski STR…

Visalia, CA

Median ARV $365K · medium DSCR

Central Valley CA metro…

Midwest

Akron, OH

Median ARV $165K · high DSCR

Ohio deep cash flow market…

Cedar Rapids, IA

Median ARV $195K · high DSCR

Iowa cash flow metro…

Chicago, IL

Median ARV $335K · medium DSCR

Deep multi-unit inventory with submarket bifurcation (north premium, south/west cash flow)…

Cincinnati, OH

Median ARV $245K · high DSCR

Strong cash flow Midwest metro with stable values…

Cleveland, OH

Median ARV $195K · high DSCR

Deep cash flow Midwest metro with low entry prices…

Columbia, MO

Median ARV $245K · medium DSCR

University of Missouri metro…

Columbus, OH

Median ARV $305K · medium DSCR

Capital city Midwest metro with growing tech base…

Davenport-Bettendorf, IA

Median ARV $185K · high DSCR

Quad Cities cash flow metro…

Dayton, OH

Median ARV $175K · high DSCR

Ohio cash flow metro with low entry prices…

Des Moines, IA

Median ARV $245K · medium DSCR

Iowa capital with stable investor activity…

Detroit, MI

Median ARV $195K · high DSCR

Deepest cash flow market in US; strong DSCR economics…

Duluth, MN

Median ARV $215K · medium DSCR

Lake Superior port metro…

Evansville, IN

Median ARV $165K · high DSCR

Southern Indiana cash flow metro…

Fargo, ND

Median ARV $285K · medium DSCR

North Dakota largest metro…

Flint, MI

Median ARV $95K · high DSCR

Deep cash flow Michigan metro…

Fort Wayne, IN

Median ARV $195K · high DSCR

Indiana cash flow metro…

Grand Rapids, MI

Median ARV $265K · medium DSCR

West Michigan growing metro…

Green Bay, WI

Median ARV $235K · medium DSCR

Wisconsin metro…

Indianapolis, IN

Median ARV $245K · high DSCR

Strong cash flow Midwest metro with low entry prices…

Iowa City, IA

Median ARV $285K · medium DSCR

University of Iowa metro…

Kansas City, MO

Median ARV $285K · high DSCR

Solid cash flow Midwest metro spanning two states…

Lansing, MI

Median ARV $195K · high DSCR

Michigan capital with MSU presence…

Lincoln, NE

Median ARV $265K · medium DSCR

Nebraska capital with UN-Lincoln…

Madison, WI

Median ARV $425K · low DSCR

Wisconsin capital with UW…

Manhattan, KS

Median ARV $235K · high DSCR

Kansas State University metro…

Milwaukee, WI

Median ARV $245K · high DSCR

Strong cash flow Midwest metro…

Minneapolis-St. Paul, MN

Median ARV $365K · medium DSCR

Stable Midwest metro; modest DSCR cash flow…

Omaha, NE

Median ARV $265K · medium DSCR

Stable Midwest metro with insurance/finance anchor…

Peoria, IL

Median ARV $145K · high DSCR

Central Illinois cash flow metro…

Rapid City, SD

Median ARV $305K · medium DSCR

Black Hills metro with STR…

Rochester, MN

Median ARV $305K · medium DSCR

Mayo Clinic metro…

Rockford, IL

Median ARV $145K · high DSCR

Northern Illinois cash flow metro…

Sioux Falls, SD

Median ARV $305K · medium DSCR

South Dakota largest metro…

South Bend, IN

Median ARV $175K · high DSCR

Indiana/Michigan border metro…

Springfield, MO

Median ARV $205K · high DSCR

Missouri Ozarks metro near Branson STR…

Springfield, IL

Median ARV $165K · high DSCR

Illinois capital with state government employment…

St. Louis, MO

Median ARV $215K · high DSCR

Strong cash flow Midwest metro with low entry prices…

Toledo, OH

Median ARV $145K · high DSCR

Ohio cash flow market with low entry prices…

Topeka, KS

Median ARV $165K · high DSCR

Kansas capital cash flow metro…

Wichita, KS

Median ARV $195K · high DSCR

Kansas cash flow metro…

Youngstown, OH

Median ARV $125K · high DSCR

Eastern Ohio cash flow metro…

Northeast

Allentown-Bethlehem, PA

Median ARV $285K · medium DSCR

Lehigh Valley logistics-anchored metro…

Baltimore, MD

Median ARV $355K · medium DSCR

East Coast metro with deep rowhouse inventory; cash flow markets in city…

Boston, MA

Median ARV $695K · low DSCR

Premium Northeast metro; thin cash flow but stable…

Buffalo, NY

Median ARV $215K · high DSCR

Affordable Upstate NY metro with cash flow…

Burlington, VT

Median ARV $395K · low DSCR

Vermont college town with STR…

Erie, PA

Median ARV $145K · high DSCR

Pennsylvania Great Lakes cash flow metro…

Hartford, CT

Median ARV $305K · medium DSCR

Connecticut metro with steady DSCR economics…

Long Island (Nassau-Suffolk), NY

Median ARV $605K · low DSCR

NYC suburb with extreme property tax burden…

Manchester-Nashua, NH

Median ARV $415K · medium DSCR

New Hampshire metro near Boston…

New Haven, CT

Median ARV $305K · medium DSCR

Connecticut university metro (Yale)…

New York, NY

Median ARV $725K · low DSCR

Largest US metro; thin DSCR cash flow except in outer-borough/suburban submarkets…

Newark-Jersey City, NJ

Median ARV $545K · low DSCR

North NJ NYC commuter metro…

Philadelphia, PA

Median ARV $305K · high DSCR

Deep multi-unit inventory with strong cash flow markets…

Pittsburgh, PA

Median ARV $215K · high DSCR

Strong cash flow Northeast metro with low entry prices…

Portland, ME

Median ARV $435K · medium DSCR

Maine coastal metro…

Providence, RI

Median ARV $405K · low DSCR

Small Northeast metro with steady investor activity…

Rochester, NY

Median ARV $195K · high DSCR

Upstate NY cash flow market…

Scranton-Wilkes-Barre, PA

Median ARV $175K · high DSCR

NEPA cash flow metro…

Springfield, MA

Median ARV $295K · medium DSCR

Western Massachusetts metro…

Stamford-Bridgeport, CT

Median ARV $495K · low DSCR

Connecticut NYC commuter metro…

Syracuse, NY

Median ARV $175K · high DSCR

Upstate NY cash flow market…

Washington, DC

Median ARV $565K · low DSCR

Stable government-anchored metro; thin cash flow but resilient…

Westchester County, NY

Median ARV $685K · low DSCR

NYC northern suburb…

Wilmington, DE

Median ARV $305K · medium DSCR

Delaware corporate-anchored metro…

Worcester, MA

Median ARV $395K · medium DSCR

Central Massachusetts metro…

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