Chicago Lender Directory

Renovo Financial is the largest Chicago-based hard money lender. Founded 2011, they've closed thousands of loans across the Midwest and have particularly deep penetration in Chicago, Indianapolis, and Milwaukee. Strong relationships with the local broker community make them a default first-call for many Chicago investors.

Kiavi (formerly LendingHome) is one of the largest hard money lenders by volume in the country. Tech-forward platform with online application and fast underwriting for experienced borrowers. Active across Chicago and all major investor markets.

Lima One Capital is one of the deepest non-QM lenders in the country with a full product suite spanning fix-and-flip, BRRRR, rental, and new construction. Particularly strong on the rental refi exit, which makes them a one-stop shop for BRRRR strategies.

Easy Street Capital has one of the more flexible non-QM platforms in the market, with particular strength in short-term rental DSCR underwriting (counting projected nightly revenue rather than long-term lease income).

LendingOne is an established national non-QM lender with deep coverage across hard money and rental products.

RCN Capital is a national non-QM lender with capacity for larger transactions and strong experience on multi-unit and small commercial deals.

Patch of Land has experience underwriting heavier-rehab and distressed-property deals. Marketplace-backed with established investor base.

Anchor Loans is one of the oldest national hard money lenders. Long track record across multiple market cycles.

New Silver is a tech-forward non-QM lender with fast underwriting and accessible minimum loan sizes that suit newer investors.

Dominion Financial Services is an established lender with comfort on distressed properties and flexibility on borrower credit profiles.

Civic Financial Services (now part of PacWest Bank) is a long-standing national non-QM lender with full product suite.

Backflip combines hard money lending with deal-analysis tools — particularly useful for newer investors wanting integrated underwriting support.

Constructive Loans has particular strength in new construction and ground-up development financing across multiple states including Illinois.

Genesis Capital (a Goldman Sachs portfolio company) operates on larger-scale residential investor lending with institutional underwriting.

Temple View Capital has high loan limits and capacity for commercial and multi-family deals.

ROC Capital is a Wall Street-backed national non-QM lender with broad product coverage.

Broadmark (publicly traded as BRMK) handles larger commercial residential transactions with experienced underwriting.

Iron Bridge Lending is a regional hard money lender with growing Midwest coverage.

Velocity Mortgage Capital specializes in non-QM rental DSCR including mixed-use and small commercial properties — categories many national lenders won't touch.

Visio Lending is one of the original DSCR specialists, with particular strength in short-term rental underwriting.

Lendai Finance specializes in foreign-national DSCR — non-US-resident investor financing on US real estate, a category most lenders won't touch.

Cogo Capital operates a private capital pool with more flexible underwriting than institutional hard money. Higher rates reflect the flexibility.

Chicago Private Capital represents the type of locally-rooted private money operator that fills the gap between institutional hard money and bank financing. Relationship-based; deal-by-deal underwriting.

Midwest Bridge Capital is a regional private money operator with deep Chicago and Indianapolis presence.

First Savings Private Lending operates as a small-shop private money operator focused exclusively on Chicago metro deals with relationship-based underwriting.

Trust Deed Capital pools accredited investor capital into trust-deed-secured first-position loans on Chicago real estate.

Great Lakes Private Lending is a smaller regional private money operator with Chicago and Wisconsin coverage.

Second Chance Capital fills a niche for investors with credit issues or unconventional deal structures that institutional hard money won't touch.

Pillar Capital Partners runs both private money and DSCR rental products with a Midwest focus.

TrueLinx Capital specializes in Cook County Tax Sale and Sheriff's Sale financing — the fastest-close end of Chicago private money, with the LTV discipline that fast-close financing requires.