Overview
Pillar Capital Partners runs both private money and DSCR rental products with a Midwest focus.
Pillar Capital Partners is based in Chicago, IL and was founded in 2016. They operate in Chicago and Milwaukee metros and offer fix-and-flip, rental, bridge, private notes financing. Their loan amount range runs from $75K to $2.5M.
Key terms at a glance
| Loan type | Private money / relationship-based |
|---|---|
| Products | fix-and-flip, rental, bridge, private notes |
| Geographic coverage | Chicago and Milwaukee metros |
| Loan size | $75K – $2.5M |
| Interest rate range | 10% – 12.5% |
| Origination points | 1.5 – 3 |
| Max LTV | 70% of ARV |
| Max LTC | 85% of cost |
| Term lengths | 6-18 months (hard money) / 30-year (rental) |
| Typical close time | 7-14 days typical |
Strengths
- Midwest focus
- experienced underwriting
- broad product suite
Ideal borrower
Mid-to-experienced investor in Chicago or Milwaukee
How Pillar Capital Partners compares for Chicago investors
For Chicago metro investors specifically, Pillar Capital Partners covers Chicago as part of a broader regional footprint. As a private money operator, their underwriting is relationship-driven — track record and deal-specific characteristics matter more than templated criteria.
Common alternatives in Chicago
- Renovo Financial — Chicago-based, deepest local knowledge
- Kiavi — Tech-forward national leader
- Lima One Capital — Broad product suite, BRRRR-friendly
- Easy Street Capital — STR-DSCR specialist
Pillar Capital Partners FAQ
Yes — Pillar Capital Partners is based in Chicago, IL and serves Chicago and Milwaukee metros. As a private money lender, deal-by-deal underwriting applies.
Pillar Capital Partners's indicative rate range is 10%–12.5% with 1.5–3 points. Pricing depends primarily on funded-deals history, deal leverage, and exit certainty.
Pillar Capital Partners's typical minimum loan is $75K, with maximum loan size up to $2.5M.
Pillar Capital Partners's typical close timeline is 7-14 days typical. Fast-close depends on documentation quality, title clarity, and underwriting load.
Pillar Capital Partners offers fix-and-flip, rental, bridge, private notes financing. They also do DSCR rental refinance, which makes them a one-stop shop for BRRRR strategies.
Mid-to-experienced investor in Chicago or Milwaukee
This review is an independent directory listing. Hard Money Chicago is not affiliated with Pillar Capital Partners. Rates, terms, and eligibility are determined by the lender and subject to change. Always verify current pricing directly with the lender before relying on any specifics.