Overview
TrueLinx Capital specializes in Cook County Tax Sale and Sheriff's Sale financing — the fastest-close end of Chicago private money, with the LTV discipline that fast-close financing requires.
TrueLinx Capital is based in Chicago, IL and was founded in 2018. They operate in Chicago metro and offer fix-and-flip, bridge, private notes, auction financing financing. Their loan amount range runs from $50K to $1.5M.
Key terms at a glance
| Loan type | Private money / relationship-based |
|---|---|
| Products | fix-and-flip, bridge, private notes, auction financing |
| Geographic coverage | Chicago metro |
| Loan size | $50K – $1.5M |
| Interest rate range | 10.5% – 13.5% |
| Origination points | 2 – 4 |
| Max LTV | 65% of ARV |
| Max LTC | 80% of cost |
| Term lengths | 3-12 months |
| Typical close time | 3-7 days typical |
Strengths
- fastest close in market
- Cook County auction financing
- tax-deed acquisition support
Ideal borrower
Investor pursuing Cook County auctions, tax deeds, or distressed acquisitions requiring same-week close
How TrueLinx Capital compares for Chicago investors
For Chicago metro investors specifically, TrueLinx Capital has direct local presence and deep knowledge of Chicago neighborhood dynamics. As a private money operator, their underwriting is relationship-driven — track record and deal-specific characteristics matter more than templated criteria.
Common alternatives in Chicago
- Renovo Financial — Chicago-based, deepest local knowledge
- Kiavi — Tech-forward national leader
- Lima One Capital — Broad product suite, BRRRR-friendly
- Easy Street Capital — STR-DSCR specialist
TrueLinx Capital FAQ
Yes — TrueLinx Capital is based in Chicago, IL and serves Chicago metro. As a private money lender, deal-by-deal underwriting applies.
TrueLinx Capital's indicative rate range is 10.5%–13.5% with 2–4 points. Pricing depends primarily on funded-deals history, deal leverage, and exit certainty.
TrueLinx Capital's typical minimum loan is $50K, with maximum loan size up to $1.5M.
TrueLinx Capital's typical close timeline is 3-7 days typical. Fast-close depends on documentation quality, title clarity, and underwriting load.
TrueLinx Capital offers fix-and-flip, bridge, private notes, auction financing financing.
Investor pursuing Cook County auctions, tax deeds, or distressed acquisitions requiring same-week close
This review is an independent directory listing. Hard Money Chicago is not affiliated with TrueLinx Capital. Rates, terms, and eligibility are determined by the lender and subject to change. Always verify current pricing directly with the lender before relying on any specifics.