Overview
Visio Lending is one of the original DSCR specialists, with particular strength in short-term rental underwriting.
Visio Lending is based in Austin, TX and was founded in 2011. They operate nationally and offer rental DSCR, STR DSCR financing. Their loan amount range runs from $75K to $2.0M.
Key terms at a glance
| Loan type | Hard money / non-QM institutional |
|---|---|
| Products | rental DSCR, STR DSCR |
| Geographic coverage | National |
| Loan size | $75K – $2.0M |
| Interest rate range | 7.5% – 10.5% |
| Origination points | 1 – 3 |
| Max LTV | 80% of ARV |
| Max LTC | 85% of cost |
| Term lengths | 30-year amortization |
| Typical close time | 21-30 days typical |
Strengths
- DSCR specialist
- STR-friendly underwriting
- tech-forward
Ideal borrower
Long-term rental and STR-focused investor
How Visio Lending compares for Chicago investors
For Chicago metro investors specifically, Visio Lending operates as one of multiple national options — competitive on broad product menus but local Chicago lenders sometimes win on relationship and close speed. As an institutional non-QM lender, their underwriting is templated and predictable — fast for experienced borrowers, less flexible for non-standard deals.
Common alternatives in Chicago
- Renovo Financial — Chicago-based, deepest local knowledge
- Kiavi — Tech-forward national leader
- Lima One Capital — Broad product suite, BRRRR-friendly
- Easy Street Capital — STR-DSCR specialist
Visio Lending FAQ
Yes — Visio Lending operates nationally and regularly funds Chicago-area deals
Visio Lending's indicative rate range is 7.5%–10.5% with 1–3 points. Pricing depends primarily on funded-deals history, deal leverage, and exit certainty.
Visio Lending's typical minimum loan is $75K, with maximum loan size up to $2.0M.
Visio Lending's typical close timeline is 21-30 days typical. Fast-close depends on documentation quality, title clarity, and underwriting load.
Visio Lending offers rental DSCR, STR DSCR financing. They also do DSCR rental refinance, which makes them a one-stop shop for BRRRR strategies.
Long-term rental and STR-focused investor
This review is an independent directory listing. Hard Money Chicago is not affiliated with Visio Lending. Rates, terms, and eligibility are determined by the lender and subject to change. Always verify current pricing directly with the lender before relying on any specifics.