Breckenridge is a low DSCR friendliness short-term rental market within the Mountain ski category. Property type and tourism patterns drive STR economics here in particular ways that distinguish Breckenridge from peer destinations.
Breckenridge, CO is a low short-term rental DSCR market. Property type: Mountain ski. Median home value approximately $1.3M. Average nightly rate: $595.
Occupancy rate in Breckenridge averages approximately 60%, which combined with the nightly rate produces gross annual revenue per property of approximately $130K.
Breckenridge Colorado ski STR. License caps in place. STR regulatory environment in Breckenridge: restrictive.
Breckenridge seasonality and tourism patterns
Tourist demand in Breckenridge tends toward multi-bedroom group bookings during ski season.
Breckenridge STR economics
At $1.3M median home value and $595 nightly rate at 60% occupancy, Breckenridge STR economics produce gross revenue of approximately $130K per property. Operating costs typically consume 30-50% of gross, netting roughly $78K to operating income before debt service.
Breckenridge specific FAQ
Breckenridge peaks December through March (ski season) with secondary summer. Lenders use annual averaged occupancy in underwriting.
Breckenridge guests prefer multi-bedroom ski groups. Hot tubs and ski storage command premium rates.
Breckenridge has restrictive STR regulations.
Breckenridge averages approximately 60% occupancy. Premium properties outperform; standard properties cluster near average.
Breckenridge averages approximately $595 per night. Premium units command 1.5-2.5x average.
Full-service STR management in Breckenridge runs 20-35% of gross revenue. Co-host arrangements run 15-25%. Self-management saves the fee but consumes 10-20 hours weekly.
A Breckenridge STR at the median home value of $1.3M typically requires 25-30% down, furniture and setup ($15K-50K), reserves (6-12 months PITIA), and closing costs. Total initial capital roughly $488K+.
Bottom line for Breckenridge STR investors
The investor profile that succeeds in Breckenridge STR combines local market knowledge or quality co-host management, realistic revenue projections using AirDNA data, and operational discipline. Get those right and Breckenridge STR produces strong risk-adjusted returns.
STR regulations vary by city and change frequently. Verify current local rules before acquisition.