For STR DSCR investors evaluating Clearwater Beach, the math centers on three numbers: median home value of $525K, average nightly rate of $305, and occupancy of 58%. These combine into annual revenue projections of roughly $65K per typical property.
Clearwater Beach, FL is a medium short-term rental DSCR market. Property type: Beach. Median home value approximately $525K. Average nightly rate: $305.
Occupancy rate in Clearwater Beach averages approximately 58%, which combined with the nightly rate produces gross annual revenue per property of approximately $65K.
Clearwater Beach top-rated Florida beach. Strong STR. STR regulatory environment in Clearwater Beach: moderate.
Clearwater Beach seasonality and tourism patterns
Operating a Clearwater Beach STR involves managing through specific seasonal cycles. Cash flow planning must account for the gap between peak and slower periods.
Clearwater Beach STR economics
At $525K median home value and $305 nightly rate at 58% occupancy, Clearwater Beach STR economics produce gross revenue of approximately $65K per property. Operating costs typically consume 30-50% of gross, netting roughly $39K to operating income before debt service.
Clearwater Beach specific FAQ
Clearwater Beach sees varied seasonal patterns. Lenders use annual averaged occupancy in underwriting.
Property type performance varies in Clearwater Beach. Analyze comparable data via AirDNA.
Clearwater Beach has moderate STR regulations.
Clearwater Beach averages approximately 58% occupancy. Premium properties outperform; standard properties cluster near average.
Clearwater Beach averages approximately $305 per night. Premium units command 1.5-2.5x average.
Full-service STR management in Clearwater Beach runs 20-35% of gross revenue. Co-host arrangements run 15-25%. Self-management saves the fee but consumes 10-20 hours weekly.
A Clearwater Beach STR at the median home value of $525K typically requires 25-30% down, furniture and setup ($15K-50K), reserves (6-12 months PITIA), and closing costs. Total initial capital roughly $219K+.
Bottom line for Clearwater Beach STR investors
Clearwater Beach STR works for investors comfortable with the beach operating profile and moderate regulatory environment. Match the property to the market and the math typically works. Mismatch and the property struggles regardless of underwriting.
STR regulations vary by city and change frequently. Verify current local rules before acquisition.