STR DSCR investor profile of Davenport
Davenport, FL is a high short-term rental DSCR market. Property type: Theme park vacation. Median home value approximately $445K. Average nightly rate: $305.
Occupancy rate in Davenport averages approximately 66%, which combined with the nightly rate produces gross annual revenue per property of approximately $73K.
Davenport hosts Champions Gate, Solterra Resort — premium Disney-area STR. Resort-style amenities. STR regulatory environment in Davenport: lenient.
STR financing for Davenport
STR-specific DSCR loans underwrite based on projected nightly revenue and occupancy rather than long-term lease income. Specialty lenders that fund STR DSCR include Easy Street Capital, Visio Lending, and several private money operators.
For a Davenport property at the median value of $445K generating $305 per night at 66% occupancy, gross annual revenue runs approximately $73K.
Davenport STR FAQ
Yes. STR-specific DSCR loans available through specialty lenders (Easy Street Capital, Visio Lending, others). Lenders underwrite based on projected nightly revenue and occupancy rather than long-term lease income.
Davenport averages approximately 66% occupancy. Lenders typically underwrite with conservative occupancy assumptions (lower than peak) and require AirDNA or similar data.
Average nightly rates in Davenport run approximately $305. Premium units (size, location, amenities) command meaningfully higher rates.
Davenport STR regulatory environment is lenient. Generally STR-friendly with standard registration requirements.
STR gross revenue per property in Davenport averages approximately $73K annually. Operating costs (cleaning, supplies, management, utilities, maintenance) typically consume 30-50% of gross — netting roughly 50-70% to operating income.
Easy Street Capital, Visio Lending, and several private money operators underwrite STR-specific DSCR using projected revenue. Some lenders require 12+ months of operating history; others will fund pre-operating projections.
Yes. Lendai Finance and similar specialty lenders fund foreign-national STR acquisitions. Down payments typically 30-50%.
Davenport primarily theme park vacation property. Optimal STR property selection depends on guest demographics, amenity expectations, and local zoning.
STR regulations vary by city and change frequently. Verify current local rules before acquisition. STR revenue projections are directional — actual results vary.