WY · Mountain ski / luxury

STR DSCR Loans in Jackson Hole

Jackson Hole Wyoming premium ski/Tetons STR. No state income tax.

Median Home Value$1.3M
Nightly Rate$685
Occupancy62%
DSCR Friendlinesslow

Jackson Hole is a low DSCR friendliness short-term rental market within the Mountain ski / luxury category. Property type and tourism patterns drive STR economics here in particular ways that distinguish Jackson Hole from peer destinations.

Jackson Hole, WY is a low short-term rental DSCR market. Property type: Mountain ski / luxury. Median home value approximately $1.3M. Average nightly rate: $685.

Occupancy rate in Jackson Hole averages approximately 62%, which combined with the nightly rate produces gross annual revenue per property of approximately $155K.

Jackson Hole Wyoming premium ski/Tetons STR. No state income tax. STR regulatory environment in Jackson Hole: lenient.

Jackson Hole seasonality and tourism patterns

Tourism patterns in Jackson Hole produce winter heavy concentration with summer secondary. Lenders annualize these patterns when computing DSCR coverage.

Jackson Hole STR economics

At $1.3M median home value and $685 nightly rate at 62% occupancy, Jackson Hole STR economics produce gross revenue of approximately $155K per property. Operating costs typically consume 30-50% of gross, netting roughly $93K to operating income before debt service.

Jackson Hole specific FAQ

What's the peak season in Jackson Hole?

Jackson Hole peaks December through March (ski season) with secondary summer. Lenders use annual averaged occupancy in underwriting.

What property types perform best for STR in Jackson Hole?

Jackson Hole guests prefer multi-bedroom ski groups. Hot tubs and ski storage command premium rates.

Are STR licenses available in Jackson Hole?

Jackson Hole is generally STR-friendly with standard registration requirements.

What is the typical occupancy rate in Jackson Hole?

Jackson Hole averages approximately 62% occupancy. Premium properties outperform; standard properties cluster near average.

What is the average nightly rate in Jackson Hole?

Jackson Hole averages approximately $685 per night. Premium units command 1.5-2.5x average.

What property management fees are typical for Jackson Hole STR?

Full-service STR management in Jackson Hole runs 20-35% of gross revenue. Co-host arrangements run 15-25%. Self-management saves the fee but consumes 10-20 hours weekly.

How much capital does a Jackson Hole STR acquisition require?

A Jackson Hole STR at the median home value of $1.3M typically requires 25-30% down, furniture and setup ($15K-50K), reserves (6-12 months PITIA), and closing costs. Total initial capital roughly $488K+.

Bottom line for Jackson Hole STR investors

Jackson Hole STR works for investors comfortable with the mountain ski / luxury operating profile and lenient regulatory environment. Match the property to the market and the math typically works. Mismatch and the property struggles regardless of underwriting.

STR regulations vary by city and change frequently. Verify current local rules before acquisition.

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