STR DSCR investor profile of Marathon (Florida Keys)
Marathon (Florida Keys), FL is a low short-term rental DSCR market. Property type: Beach / tropical. Median home value approximately $795K. Average nightly rate: $425.
Occupancy rate in Marathon (Florida Keys) averages approximately 60%, which combined with the nightly rate produces gross annual revenue per property of approximately $93K.
Marathon middle Keys STR. STR regulatory environment in Marathon (Florida Keys): moderate.
STR financing for Marathon (Florida Keys)
STR-specific DSCR loans underwrite based on projected nightly revenue and occupancy rather than long-term lease income. Specialty lenders that fund STR DSCR include Easy Street Capital, Visio Lending, and several private money operators.
For a Marathon (Florida Keys) property at the median value of $795K generating $425 per night at 60% occupancy, gross annual revenue runs approximately $93K.
Marathon (Florida Keys) STR FAQ
Yes. STR-specific DSCR loans available through specialty lenders (Easy Street Capital, Visio Lending, others). Lenders underwrite based on projected nightly revenue and occupancy rather than long-term lease income.
Marathon (Florida Keys) averages approximately 60% occupancy. Lenders typically underwrite with conservative occupancy assumptions (lower than peak) and require AirDNA or similar data.
Average nightly rates in Marathon (Florida Keys) run approximately $425. Premium units (size, location, amenities) command meaningfully higher rates.
Marathon (Florida Keys) STR regulatory environment is moderate. Some restrictions apply by zone or building. Verify local rules.
STR gross revenue per property in Marathon (Florida Keys) averages approximately $93K annually. Operating costs (cleaning, supplies, management, utilities, maintenance) typically consume 30-50% of gross — netting roughly 50-70% to operating income.
Easy Street Capital, Visio Lending, and several private money operators underwrite STR-specific DSCR using projected revenue. Some lenders require 12+ months of operating history; others will fund pre-operating projections.
Yes. Lendai Finance and similar specialty lenders fund foreign-national STR acquisitions. Down payments typically 30-50%.
Marathon (Florida Keys) primarily beach / tropical property. Optimal STR property selection depends on guest demographics, amenity expectations, and local zoning.
STR regulations vary by city and change frequently. Verify current local rules before acquisition. STR revenue projections are directional — actual results vary.