UT · Desert / national park

STR DSCR Loans in Moab

Moab Utah Arches/Canyonlands STR. New permits restricted.

Median Home Value$595K
Nightly Rate$325
Occupancy55%
STR Friendlinessmedium

STR DSCR investor profile of Moab

Moab, UT is a medium short-term rental DSCR market. Property type: Desert / national park. Median home value approximately $595K. Average nightly rate: $325.

Occupancy rate in Moab averages approximately 55%, which combined with the nightly rate produces gross annual revenue per property of approximately $65K.

Moab Utah Arches/Canyonlands STR. New permits restricted. STR regulatory environment in Moab: restrictive.

STR financing for Moab

STR-specific DSCR loans underwrite based on projected nightly revenue and occupancy rather than long-term lease income. Specialty lenders that fund STR DSCR include Easy Street Capital, Visio Lending, and several private money operators.

For a Moab property at the median value of $595K generating $325 per night at 55% occupancy, gross annual revenue runs approximately $65K.

Moab STR FAQ

Can I get a DSCR loan for an Airbnb / STR in Moab?

Yes. STR-specific DSCR loans available through specialty lenders (Easy Street Capital, Visio Lending, others). Lenders underwrite based on projected nightly revenue and occupancy rather than long-term lease income.

What's the typical occupancy rate in Moab?

Moab averages approximately 55% occupancy. Lenders typically underwrite with conservative occupancy assumptions (lower than peak) and require AirDNA or similar data.

What's the average nightly rate in Moab?

Average nightly rates in Moab run approximately $325. Premium units (size, location, amenities) command meaningfully higher rates.

Are STR regulations restrictive in Moab?

Moab STR regulatory environment is restrictive. New STR licenses may be capped or unavailable. Verify before acquisition.

What's the typical ROI on STR in Moab?

STR gross revenue per property in Moab averages approximately $65K annually. Operating costs (cleaning, supplies, management, utilities, maintenance) typically consume 30-50% of gross — netting roughly 50-70% to operating income.

Which lenders fund STR DSCR in Moab?

Easy Street Capital, Visio Lending, and several private money operators underwrite STR-specific DSCR using projected revenue. Some lenders require 12+ months of operating history; others will fund pre-operating projections.

Can foreign nationals buy STR property in Moab?

Yes. Lendai Finance and similar specialty lenders fund foreign-national STR acquisitions. Down payments typically 30-50%.

What property types work best for STR in Moab?

Moab primarily desert / national park property. Optimal STR property selection depends on guest demographics, amenity expectations, and local zoning.

STR regulations vary by city and change frequently. Verify current local rules before acquisition. STR revenue projections are directional — actual results vary.

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