For STR DSCR investors evaluating Moab, the math centers on three numbers: median home value of $595K, average nightly rate of $325, and occupancy of 55%. These combine into annual revenue projections of roughly $65K per typical property.
Moab, UT is a medium short-term rental DSCR market. Property type: Desert / national park. Median home value approximately $595K. Average nightly rate: $325.
Occupancy rate in Moab averages approximately 55%, which combined with the nightly rate produces gross annual revenue per property of approximately $65K.
Moab Utah Arches/Canyonlands STR. New permits restricted. STR regulatory environment in Moab: restrictive.
Moab seasonality and tourism patterns
Moab seasonality affects DSCR underwriting. Lenders use annual averaged occupancy of 55% rather than peak season alone, making underwriting conservative against the year-round operating profile.
Moab STR economics
Moab STR cash flow math: $65K gross revenue minus operating costs of approximately $26K (cleaning, supplies, management, marketing, utilities) leaves roughly $39K for debt service and net cash flow.
Moab specific FAQ
Moab sees varied seasonal patterns. Lenders use annual averaged occupancy in underwriting.
Property type performance varies in Moab. Analyze comparable data via AirDNA.
Moab has restrictive STR regulations.
Moab averages approximately 55% occupancy. Premium properties outperform; standard properties cluster near average.
Moab averages approximately $325 per night. Premium units command 1.5-2.5x average.
Full-service STR management in Moab runs 20-35% of gross revenue. Co-host arrangements run 15-25%. Self-management saves the fee but consumes 10-20 hours weekly.
A Moab STR at the median home value of $595K typically requires 25-30% down, furniture and setup ($15K-50K), reserves (6-12 months PITIA), and closing costs. Total initial capital roughly $243K+.
Bottom line for Moab STR investors
STR investing in Moab demands more operational attention than long-term-rental DSCR. The trade-off: 1.5-2.5x gross revenue compared to traditional rental, but 30-50% of gross consumed by operations. Net economics typically beat long-term-rental on the same property for operators who execute on the operational side.
STR regulations vary by city and change frequently. Verify current local rules before acquisition.