SC · Beach

STR DSCR Loans in Myrtle Beach

Myrtle Beach Grand Strand SC year-round STR.

Median Home Value$305K
Nightly Rate$195
Occupancy55%
DSCR Friendlinesshigh

Myrtle Beach is a high DSCR friendliness short-term rental market within the Beach category. Property type and tourism patterns drive STR economics here in particular ways that distinguish Myrtle Beach from peer destinations.

Myrtle Beach, SC is a high short-term rental DSCR market. Property type: Beach. Median home value approximately $305K. Average nightly rate: $195.

Occupancy rate in Myrtle Beach averages approximately 55%, which combined with the nightly rate produces gross annual revenue per property of approximately $39K.

Myrtle Beach Grand Strand SC year-round STR. STR regulatory environment in Myrtle Beach: lenient.

Myrtle Beach seasonality and tourism patterns

Tourism patterns in Myrtle Beach produce specific seasonal patterns. Lenders annualize these patterns when computing DSCR coverage.

Myrtle Beach STR economics

Running the numbers for a Myrtle Beach STR acquisition: gross revenue around $39K annually based on 195 per night and 55% occupancy. After operating costs and debt service, net cash flow depends on financing terms. Capital required at acquisition: down payment plus furniture and setup (typically $15K-50K) plus reserves.

Myrtle Beach specific FAQ

What's the peak season in Myrtle Beach?

Myrtle Beach sees varied seasonal patterns. Lenders use annual averaged occupancy in underwriting.

What property types perform best for STR in Myrtle Beach?

Property type performance varies in Myrtle Beach. Analyze comparable data via AirDNA.

Are STR licenses available in Myrtle Beach?

Myrtle Beach is generally STR-friendly with standard registration requirements.

What is the typical occupancy rate in Myrtle Beach?

Myrtle Beach averages approximately 55% occupancy. Premium properties outperform; standard properties cluster near average.

What is the average nightly rate in Myrtle Beach?

Myrtle Beach averages approximately $195 per night. Premium units command 1.5-2.5x average.

What property management fees are typical for Myrtle Beach STR?

Full-service STR management in Myrtle Beach runs 20-35% of gross revenue. Co-host arrangements run 15-25%. Self-management saves the fee but consumes 10-20 hours weekly.

How much capital does a Myrtle Beach STR acquisition require?

A Myrtle Beach STR at the median home value of $305K typically requires 25-30% down, furniture and setup ($15K-50K), reserves (6-12 months PITIA), and closing costs. Total initial capital roughly $142K+.

Bottom line for Myrtle Beach STR investors

Myrtle Beach STR works for investors comfortable with the beach operating profile and lenient regulatory environment. Match the property to the market and the math typically works. Mismatch and the property struggles regardless of underwriting.

STR regulations vary by city and change frequently. Verify current local rules before acquisition.

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