UT · Mountain ski

STR DSCR Loans in Park City

Park City Utah premium ski STR. Sundance Film Festival.

Median Home Value$1.5M
Nightly Rate$685
Occupancy60%
DSCR Friendlinesslow

Park City sits in the mountain ski STR category — a market profile with specific seasonal patterns, guest expectations, and regulatory considerations. The lenient STR regulatory environment shapes which acquisitions are workable.

Park City, UT is a low short-term rental DSCR market. Property type: Mountain ski. Median home value approximately $1.5M. Average nightly rate: $685.

Occupancy rate in Park City averages approximately 60%, which combined with the nightly rate produces gross annual revenue per property of approximately $150K.

Park City Utah premium ski STR. Sundance Film Festival. STR regulatory environment in Park City: lenient.

Park City seasonality and tourism patterns

Tourist demand in Park City tends toward multi-bedroom group bookings during ski season.

Park City STR economics

Park City STR cash flow math: $150K gross revenue minus operating costs of approximately $60K (cleaning, supplies, management, marketing, utilities) leaves roughly $90K for debt service and net cash flow.

Park City specific FAQ

What's the peak season in Park City?

Park City peaks December through March (ski season) with secondary summer. Lenders use annual averaged occupancy in underwriting.

What property types perform best for STR in Park City?

Park City guests prefer multi-bedroom ski groups. Hot tubs and ski storage command premium rates.

Are STR licenses available in Park City?

Park City is generally STR-friendly with standard registration requirements.

What is the typical occupancy rate in Park City?

Park City averages approximately 60% occupancy. Premium properties outperform; standard properties cluster near average.

What is the average nightly rate in Park City?

Park City averages approximately $685 per night. Premium units command 1.5-2.5x average.

What property management fees are typical for Park City STR?

Full-service STR management in Park City runs 20-35% of gross revenue. Co-host arrangements run 15-25%. Self-management saves the fee but consumes 10-20 hours weekly.

How much capital does a Park City STR acquisition require?

A Park City STR at the median home value of $1.5M typically requires 25-30% down, furniture and setup ($15K-50K), reserves (6-12 months PITIA), and closing costs. Total initial capital roughly $558K+.

Bottom line for Park City STR investors

STR investing in Park City demands more operational attention than long-term-rental DSCR. The trade-off: 1.5-2.5x gross revenue compared to traditional rental, but 30-50% of gross consumed by operations. Net economics typically beat long-term-rental on the same property for operators who execute on the operational side.

STR regulations vary by city and change frequently. Verify current local rules before acquisition.

Get our DSCR calculators for your desktop — free

Download our free DSCR loan, rental cash-flow, and BRRRR calculators. Run any deal in seconds, on any device, no signup required.

Use Our Calculators