AZ · Desert / red rock

STR DSCR Loans in Sedona

Sedona Arizona red rock STR. Tourism premium.

Median Home Value$825K
Nightly Rate$425
Occupancy60%
DSCR Friendlinesslow

Sedona sits in the desert / red rock STR category — a market profile with specific seasonal patterns, guest expectations, and regulatory considerations. The moderate STR regulatory environment shapes which acquisitions are workable.

Sedona, AZ is a low short-term rental DSCR market. Property type: Desert / red rock. Median home value approximately $825K. Average nightly rate: $425.

Occupancy rate in Sedona averages approximately 60%, which combined with the nightly rate produces gross annual revenue per property of approximately $93K.

Sedona Arizona red rock STR. Tourism premium. STR regulatory environment in Sedona: moderate.

Sedona seasonality and tourism patterns

Tourist demand in Sedona tends toward tourism segments specific to the destination.

Sedona STR economics

Sedona STR cash flow math: $93K gross revenue minus operating costs of approximately $37K (cleaning, supplies, management, marketing, utilities) leaves roughly $56K for debt service and net cash flow.

Sedona specific FAQ

What's the peak season in Sedona?

Sedona sees varied seasonal patterns. Lenders use annual averaged occupancy in underwriting.

What property types perform best for STR in Sedona?

Property type performance varies in Sedona. Analyze comparable data via AirDNA.

Are STR licenses available in Sedona?

Sedona has moderate STR regulations.

What is the typical occupancy rate in Sedona?

Sedona averages approximately 60% occupancy. Premium properties outperform; standard properties cluster near average.

What is the average nightly rate in Sedona?

Sedona averages approximately $425 per night. Premium units command 1.5-2.5x average.

What property management fees are typical for Sedona STR?

Full-service STR management in Sedona runs 20-35% of gross revenue. Co-host arrangements run 15-25%. Self-management saves the fee but consumes 10-20 hours weekly.

How much capital does a Sedona STR acquisition require?

A Sedona STR at the median home value of $825K typically requires 25-30% down, furniture and setup ($15K-50K), reserves (6-12 months PITIA), and closing costs. Total initial capital roughly $324K+.

Bottom line for Sedona STR investors

Sedona STR works for investors comfortable with the desert / red rock operating profile and moderate regulatory environment. Match the property to the market and the math typically works. Mismatch and the property struggles regardless of underwriting.

STR regulations vary by city and change frequently. Verify current local rules before acquisition.

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