UT · Desert / national park

STR DSCR Loans in St. George / Hurricane

St. George Utah Zion-adjacent STR.

Median Home Value$525K
Nightly Rate$285
Occupancy58%
STR Friendlinessmedium

STR DSCR investor profile of St. George / Hurricane

St. George / Hurricane, UT is a medium short-term rental DSCR market. Property type: Desert / national park. Median home value approximately $525K. Average nightly rate: $285.

Occupancy rate in St. George / Hurricane averages approximately 58%, which combined with the nightly rate produces gross annual revenue per property of approximately $60K.

St. George Utah Zion-adjacent STR. STR regulatory environment in St. George / Hurricane: lenient.

STR financing for St. George / Hurricane

STR-specific DSCR loans underwrite based on projected nightly revenue and occupancy rather than long-term lease income. Specialty lenders that fund STR DSCR include Easy Street Capital, Visio Lending, and several private money operators.

For a St. George / Hurricane property at the median value of $525K generating $285 per night at 58% occupancy, gross annual revenue runs approximately $60K.

St. George / Hurricane STR FAQ

Can I get a DSCR loan for an Airbnb / STR in St. George / Hurricane?

Yes. STR-specific DSCR loans available through specialty lenders (Easy Street Capital, Visio Lending, others). Lenders underwrite based on projected nightly revenue and occupancy rather than long-term lease income.

What's the typical occupancy rate in St. George / Hurricane?

St. George / Hurricane averages approximately 58% occupancy. Lenders typically underwrite with conservative occupancy assumptions (lower than peak) and require AirDNA or similar data.

What's the average nightly rate in St. George / Hurricane?

Average nightly rates in St. George / Hurricane run approximately $285. Premium units (size, location, amenities) command meaningfully higher rates.

Are STR regulations restrictive in St. George / Hurricane?

St. George / Hurricane STR regulatory environment is lenient. Generally STR-friendly with standard registration requirements.

What's the typical ROI on STR in St. George / Hurricane?

STR gross revenue per property in St. George / Hurricane averages approximately $60K annually. Operating costs (cleaning, supplies, management, utilities, maintenance) typically consume 30-50% of gross — netting roughly 50-70% to operating income.

Which lenders fund STR DSCR in St. George / Hurricane?

Easy Street Capital, Visio Lending, and several private money operators underwrite STR-specific DSCR using projected revenue. Some lenders require 12+ months of operating history; others will fund pre-operating projections.

Can foreign nationals buy STR property in St. George / Hurricane?

Yes. Lendai Finance and similar specialty lenders fund foreign-national STR acquisitions. Down payments typically 30-50%.

What property types work best for STR in St. George / Hurricane?

St. George / Hurricane primarily desert / national park property. Optimal STR property selection depends on guest demographics, amenity expectations, and local zoning.

STR regulations vary by city and change frequently. Verify current local rules before acquisition. STR revenue projections are directional — actual results vary.

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