UT · Desert / national park

STR DSCR Loans in St. George / Hurricane

St. George Utah Zion-adjacent STR.

Median Home Value$525K
Nightly Rate$285
Occupancy58%
DSCR Friendlinessmedium

For STR DSCR investors evaluating St. George / Hurricane, the math centers on three numbers: median home value of $525K, average nightly rate of $285, and occupancy of 58%. These combine into annual revenue projections of roughly $60K per typical property.

St. George / Hurricane, UT is a medium short-term rental DSCR market. Property type: Desert / national park. Median home value approximately $525K. Average nightly rate: $285.

Occupancy rate in St. George / Hurricane averages approximately 58%, which combined with the nightly rate produces gross annual revenue per property of approximately $60K.

St. George Utah Zion-adjacent STR. STR regulatory environment in St. George / Hurricane: lenient.

St. George / Hurricane seasonality and tourism patterns

St. George / Hurricane seasonality affects DSCR underwriting. Lenders use annual averaged occupancy of 58% rather than peak season alone, making underwriting conservative against the year-round operating profile.

St. George / Hurricane STR economics

Running the numbers for a St. George / Hurricane STR acquisition: gross revenue around $60K annually based on 285 per night and 58% occupancy. After operating costs and debt service, net cash flow depends on financing terms. Capital required at acquisition: down payment plus furniture and setup (typically $15K-50K) plus reserves.

St. George / Hurricane specific FAQ

What's the peak season in St. George / Hurricane?

St. George / Hurricane sees varied seasonal patterns. Lenders use annual averaged occupancy in underwriting.

What property types perform best for STR in St. George / Hurricane?

Property type performance varies in St. George / Hurricane. Analyze comparable data via AirDNA.

Are STR licenses available in St. George / Hurricane?

St. George / Hurricane is generally STR-friendly with standard registration requirements.

What is the typical occupancy rate in St. George / Hurricane?

St. George / Hurricane averages approximately 58% occupancy. Premium properties outperform; standard properties cluster near average.

What is the average nightly rate in St. George / Hurricane?

St. George / Hurricane averages approximately $285 per night. Premium units command 1.5-2.5x average.

What property management fees are typical for St. George / Hurricane STR?

Full-service STR management in St. George / Hurricane runs 20-35% of gross revenue. Co-host arrangements run 15-25%. Self-management saves the fee but consumes 10-20 hours weekly.

How much capital does a St. George / Hurricane STR acquisition require?

A St. George / Hurricane STR at the median home value of $525K typically requires 25-30% down, furniture and setup ($15K-50K), reserves (6-12 months PITIA), and closing costs. Total initial capital roughly $219K+.

Bottom line for St. George / Hurricane STR investors

STR investing in St. George / Hurricane demands more operational attention than long-term-rental DSCR. The trade-off: 1.5-2.5x gross revenue compared to traditional rental, but 30-50% of gross consumed by operations. Net economics typically beat long-term-rental on the same property for operators who execute on the operational side.

STR regulations vary by city and change frequently. Verify current local rules before acquisition.

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