Sun Valley / Ketchum is a low DSCR friendliness short-term rental market within the Mountain ski / luxury category. Property type and tourism patterns drive STR economics here in particular ways that distinguish Sun Valley / Ketchum from peer destinations.
Sun Valley / Ketchum, ID is a low short-term rental DSCR market. Property type: Mountain ski / luxury. Median home value approximately $1.3M. Average nightly rate: $525.
Occupancy rate in Sun Valley / Ketchum averages approximately 55%, which combined with the nightly rate produces gross annual revenue per property of approximately $105K.
Sun Valley Idaho premium ski STR. STR regulatory environment in Sun Valley / Ketchum: lenient.
Sun Valley / Ketchum seasonality and tourism patterns
Tourism patterns in Sun Valley / Ketchum produce winter heavy concentration with summer secondary. Lenders annualize these patterns when computing DSCR coverage.
Sun Valley / Ketchum STR economics
Sun Valley / Ketchum STR cash flow math: $105K gross revenue minus operating costs of approximately $42K (cleaning, supplies, management, marketing, utilities) leaves roughly $63K for debt service and net cash flow.
Sun Valley / Ketchum specific FAQ
Sun Valley / Ketchum peaks December through March (ski season) with secondary summer. Lenders use annual averaged occupancy in underwriting.
Sun Valley / Ketchum guests prefer multi-bedroom ski groups. Hot tubs and ski storage command premium rates.
Sun Valley / Ketchum is generally STR-friendly with standard registration requirements.
Sun Valley / Ketchum averages approximately 55% occupancy. Premium properties outperform; standard properties cluster near average.
Sun Valley / Ketchum averages approximately $525 per night. Premium units command 1.5-2.5x average.
Full-service STR management in Sun Valley / Ketchum runs 20-35% of gross revenue. Co-host arrangements run 15-25%. Self-management saves the fee but consumes 10-20 hours weekly.
A Sun Valley / Ketchum STR at the median home value of $1.3M typically requires 25-30% down, furniture and setup ($15K-50K), reserves (6-12 months PITIA), and closing costs. Total initial capital roughly $488K+.
Bottom line for Sun Valley / Ketchum STR investors
The investor profile that succeeds in Sun Valley / Ketchum STR combines local market knowledge or quality co-host management, realistic revenue projections using AirDNA data, and operational discipline. Get those right and Sun Valley / Ketchum STR produces strong risk-adjusted returns.
STR regulations vary by city and change frequently. Verify current local rules before acquisition.