GA · Beach

STR DSCR Loans in Tybee Island

Tybee Island Georgia coastal STR.

Median Home Value$595K
Nightly Rate$305
Occupancy62%
DSCR Friendlinessmedium

Tybee Island sits in the beach STR category — a market profile with specific seasonal patterns, guest expectations, and regulatory considerations. The moderate STR regulatory environment shapes which acquisitions are workable.

Tybee Island, GA is a medium short-term rental DSCR market. Property type: Beach. Median home value approximately $595K. Average nightly rate: $305.

Occupancy rate in Tybee Island averages approximately 62%, which combined with the nightly rate produces gross annual revenue per property of approximately $69K.

Tybee Island Georgia coastal STR. STR regulatory environment in Tybee Island: moderate.

Tybee Island seasonality and tourism patterns

Tourist demand in Tybee Island tends toward tourism segments specific to the destination.

Tybee Island STR economics

Tybee Island STR cash flow math: $69K gross revenue minus operating costs of approximately $28K (cleaning, supplies, management, marketing, utilities) leaves roughly $41K for debt service and net cash flow.

Tybee Island specific FAQ

What's the peak season in Tybee Island?

Tybee Island sees varied seasonal patterns. Lenders use annual averaged occupancy in underwriting.

What property types perform best for STR in Tybee Island?

Property type performance varies in Tybee Island. Analyze comparable data via AirDNA.

Are STR licenses available in Tybee Island?

Tybee Island has moderate STR regulations.

What is the typical occupancy rate in Tybee Island?

Tybee Island averages approximately 62% occupancy. Premium properties outperform; standard properties cluster near average.

What is the average nightly rate in Tybee Island?

Tybee Island averages approximately $305 per night. Premium units command 1.5-2.5x average.

What property management fees are typical for Tybee Island STR?

Full-service STR management in Tybee Island runs 20-35% of gross revenue. Co-host arrangements run 15-25%. Self-management saves the fee but consumes 10-20 hours weekly.

How much capital does a Tybee Island STR acquisition require?

A Tybee Island STR at the median home value of $595K typically requires 25-30% down, furniture and setup ($15K-50K), reserves (6-12 months PITIA), and closing costs. Total initial capital roughly $243K+.

Bottom line for Tybee Island STR investors

Tybee Island STR works for investors comfortable with the beach operating profile and moderate regulatory environment. Match the property to the market and the math typically works. Mismatch and the property struggles regardless of underwriting.

STR regulations vary by city and change frequently. Verify current local rules before acquisition.

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